RT Journal Article SR Electronic T1 Practical Applications of When Should You Claim Social Security? JF Practical Applications FD Institutional Investor Journals SP 1 OP 5 DO 10.3905/pa.2015.1.jor.093 VO 1 IS JOR A1 David Laster A1 Anil Suri A1 Cathy Scott YR 2015 UL https://pm-research.com/content/1/JOR/1.4.abstract AB When Should You Claim Social Security? David Laster Anil Suri Your decision on when to claim will have direct and lasting impact on three key retirement risks—longevity, inflation and market risk.Yet, you are likely unaware of the power you have to mitigate these risks by adopting a carefully crafted Social Security claiming strategy. To put it in dollar terms, you and your spouse could be leaving up to $150,000 on the table by not thinking this through before you claim benefits.In this report and accompanying video interview, David Laster—Head of Retirement Strategies at Merrill Lynch Wealth Management —illustrates the potential impact of waiting to claim Social Security. He shares insights that will help you think about your own claiming strategy. For a deeper understanding, read David’s co-written article in The Journal of Retirement , When Should You Claim Social Security?