RT Journal Article SR Electronic T1 Practical Applications of Dynamic Choice and Optimal Annuitization JF Practical Applications FD Institutional Investor Journals SP 1 OP 3 DO 10.3905/pa.2015.3.2.125 VO 3 IS 2 A1 Blanchett David A1 Cathy Scott YR 2015 UL https://pm-research.com/content/3/2/1.6.abstract AB Dynamic Choice and Optimal Annuitization Blanchett David In his new Journal of Retirement article, David Blanchett —Head of Retirement Research at Morningstar Investment Management —shows how shifting from a static, research-driven model to a dynamic, real-world model could halve the amount of capital you allocate to annuities at retirement and delay the timing of annuitization for up to 10 years. Adopting a dynamic annuitization model has the potential to boost your risk-adjusted returns in retirement by more than 1% a year!His article, Dynamic Choice and Optimal Annuitization , illustrates how the annuity puzzle may not be such a puzzle after all, Blanchett says. The traditional static approach to retirement planning that has limited the penetration of annuities as an important form of insurance, he maintains.TOPICS: Retirement, fixed income and structured finance