PT - JOURNAL ARTICLE AU - Jon Nicolaisen AU - Peder Østbye TI - Practical Applications of Useful Money and Cryptocurrencies AID - 10.3905/pa.7.1.336 DP - 2019 Jul 31 TA - Practical Applications PG - 1--6 VI - 7 IP - 1 4099 - https://pm-research.com/content/7/1/1.11.short 4100 - https://pm-research.com/content/7/1/1.11.full AB - Cryptocurrencies’ attempts to replace the operations of traditional financial institutions has led to several fundamental questions about their plausibility, both as a type of money and as a payment system. In Useful Money and Cryptocurrencies, from the 2019 Cryptocurrency Special Issue of the Journal of Investing, authors Jon Nicolaisen and Peder Østbye (both of Norges Bank in Oslo, Norway) address whether cryptocurrencies can truly function as useful money; whether they can improve payment systems; what their risks are; and what regulation they may face.TOPICS: Currency, portfolio construction, wealth management